Q-investLEGAL
Privacy Policy
Q-invest, operated by QInvest, is an educational service that provides analysis reports based on public market data for individual stocks requested by members. This policy explains personal information processed during service signup, payment, notification delivery, and web login, including processed items, purposes, retention periods, and outsourcing.
- Version
- 1.1.8
- Effective date
- 2026-07-29
- Revised at
- 2026-07-29
If these policies conflict with applicable law, the user's statutory rights under applicable law take priority.
Collected items
| Category | Items |
|---|---|
| Channel identification | Telegram user ID, username, display name, Kakao channel user identification key |
| Web login | Kakao/Telegram OAuth identifier, display name, profile image, Kakao consented name, email, and mobile phone number |
| Payment | Billing key, payment key, order number, payment amount, card company, last 4 digits of card number |
| Service use | Watchlist stocks, notification settings, message delivery history, command usage records |
Social login consent items
| Login method | Item | Collection condition |
|---|---|---|
| Kakao Login | Kakao account email | Required |
| Kakao Login | Kakao account mobile phone number | Required |
| Kakao Login | Name | Optional |
| Telegram Login | Mobile phone number | Required |
| Telegram Login | Name | Required |
| Telegram Login | Profile image | Required |
Purpose of collection and use
| Collected item | Purpose |
|---|---|
| Web/channel identifiers | Member identification, login session issuance, web and channel account linking |
| Display name, Kakao account name | My Page display, customer inquiry handling, user distinction |
| Kakao account email | Account identification support, customer inquiry, payment and refund response, important notices |
| Mobile phone number, Telegram ID | Kakao notification or Telegram alert, analysis data preparation completion notice |
| Watchlist stocks, notification settings | Provision of requested stock data-based analysis reports for education and preparation completion alerts |
| Payment and subscription records | Subscription entitlement verification, automatic payment, refund and transaction dispute response |
Retention period
| Item | Period | Basis |
|---|---|---|
| Member and login information | Until membership withdrawal or consent withdrawal | Service provision and account management |
| Notification recipient information | Until opt-out or membership withdrawal | Notification delivery |
| Delivery history | 1 year | Delivery confirmation and dispute response |
| Service setting information | Until membership withdrawal or setting deletion | User setting retention |
| Contract and withdrawal records | 5 years | E-commerce Act |
| Payment and supply records | 5 years | E-commerce Act |
| Consumer complaint and dispute handling records | 3 years | E-commerce Act |
| Access and security records | 3 months | Communications Privacy Protection Act, etc. |
Outsourcing
| Processor | Task |
|---|---|
| Toss Payments | Credit card payment processing and billing key issuance |
| Kakao | Kakao OAuth login |
| Solapi | Kakao notification delivery |
| AI data analysis |
User rights and contact
Users may request access, correction, deletion, or suspension of processing of personal information. We generally process requests within 5 business days after receipt.
Personal information protection officer: Kim Sugyo (Representative) / [email protected]